Table of Contents
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Regulation and Efficiency Incentives: Evidence from the England and Wales Water and Sewerage Industry
Fabrizio Erbetta and Martin Cave. pp 425 - 452
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Payment Network Scale Economies, SEPA, and Cash Replacement
Wilko Bolt and David Humphrey. pp 453 - 473
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Determinants of Merchant Participation in Credit Card Payment Schemes
Yiing Jia Loke. pp 474 - 494
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Another Look at Payment Instrument Economics
Allan Shampine. pp 495 - 508
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Further Thoughts on the Cashless Society: A Reply to Dr. Shampine
Daniel Garcia-Swartz, Robert W. Hahn and Anne Layne-Farrar. pp 509 - 524
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The Economics of IPR Protection Policies: Comment
Francisco Mart�nez-S�nchez. pp 525 - 529
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The Economics of IPR Protection Policies: Reply
Ricard Gil. pp 530 - 534
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